/* Vision Claims Services — Option F (Swiss editorial)
   Accent: #E0301E  ·  Typeface: Archivo  ·  Black on white, hairline rules */

@import url('https://fonts.googleapis.com/css2?family=Archivo:wght@400;500;600;700;800&display=swap');

:root{
  --ink:#111111;
  --paper:#ffffff;
  --accent:#E0301E;
  --muted:#5a5a57;
  --line:#111111;
  --hair:#e4e1d9;
  --bg-soft:#f7f5ef;
  --maxw:1120px;
}

*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{
  font-family:'Archivo',Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  line-height:1.6;
}
a{color:inherit;text-decoration:none;}
img{max-width:100%;display:block;}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px;}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:50;background:var(--paper);border-bottom:2px solid var(--line);}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;}
.brand{display:flex;flex-direction:row;align-items:center;gap:12px;line-height:1.05;}
.brand .logo{height:42px;width:auto;display:block;flex:none;}
.brand .name{font-weight:700;font-size:18px;letter-spacing:-0.4px;text-transform:uppercase;}
.nav{display:flex;align-items:center;gap:26px;}
.nav a{font-size:12.5px;text-transform:uppercase;letter-spacing:0.6px;font-weight:500;}
.nav a:hover{color:var(--accent);}
.nav a.active{color:var(--accent);}
.nav .cta{background:var(--ink);color:#fff;padding:9px 16px;letter-spacing:0.6px;}
.nav .cta:hover{background:var(--accent);color:#fff;}
.menu-toggle{display:none;background:none;border:0;font-size:24px;cursor:pointer;color:var(--ink);}

/* ---------- Hero ---------- */
.hero{padding:64px 0 0;}
.eyebrow{display:flex;align-items:baseline;gap:12px;margin-bottom:22px;}
.eyebrow .bar{width:38px;height:5px;background:var(--accent);display:inline-block;}
.eyebrow span{font-size:11px;letter-spacing:1.4px;text-transform:uppercase;color:var(--muted);font-weight:600;}
.display{font-weight:800;text-transform:uppercase;line-height:0.92;letter-spacing:-1.8px;font-size:clamp(40px,8vw,76px);}
.display .accent{color:var(--accent);display:block;}
.display .ink{color:var(--ink);display:block;}
.hero-foot{display:grid;grid-template-columns:2fr 1fr;border-top:1px solid var(--line);margin-top:40px;}
.hero-foot .lede{padding:26px 28px 26px 0;border-right:1px solid var(--line);}
.hero-foot .lede p{font-size:16px;color:#3a3a37;max-width:430px;margin-bottom:20px;}
.hero-foot .index{padding:26px 0 26px 28px;display:flex;flex-direction:column;gap:9px;}
.hero-foot .index a{font-size:13px;font-weight:500;}
.hero-foot .index a:hover{color:var(--accent);}

/* ---------- Buttons ---------- */
.btn{display:inline-block;background:var(--accent);color:#fff;font-size:12.5px;font-weight:600;
  text-transform:uppercase;letter-spacing:0.6px;padding:12px 24px;border:0;cursor:pointer;}
.btn:hover{background:var(--ink);}
.btn.dark{background:var(--ink);}
.btn.dark:hover{background:var(--accent);}
.btn.ghost{background:transparent;color:var(--ink);border-bottom:2px solid var(--ink);padding:12px 4px;}
.btn.ghost:hover{color:var(--accent);border-color:var(--accent);background:transparent;}

/* ---------- Section scaffolding ---------- */
section{padding:64px 0;}
.section-label{font-size:11px;letter-spacing:1.4px;text-transform:uppercase;color:var(--accent);font-weight:600;margin-bottom:8px;}
.section-title{font-size:clamp(26px,4vw,38px);font-weight:700;text-transform:uppercase;letter-spacing:-0.8px;line-height:1.05;margin-bottom:36px;}
.divider{border:0;border-top:1px solid var(--hair);}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);}
.step{padding:26px 24px 30px;border-right:1px solid var(--hair);}
.step:last-child{border-right:0;}
.step .num{font-size:13px;color:var(--accent);font-weight:600;margin-bottom:10px;}
.step h3{font-size:18px;font-weight:600;text-transform:uppercase;letter-spacing:-0.3px;margin-bottom:6px;}
.step p{font-size:14px;color:var(--muted);}

/* ---------- Audience cards ---------- */
.soft{background:var(--bg-soft);}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);}
.card{background:var(--paper);padding:26px 24px;}
.card .ic{font-size:24px;margin-bottom:12px;display:block;}
.card h3{font-size:17px;font-weight:600;text-transform:uppercase;letter-spacing:-0.3px;margin-bottom:6px;}
.card p{font-size:14px;color:var(--muted);}

/* ---------- Services list ---------- */
.svc{border-top:1px solid var(--line);}
.svc-row{display:grid;grid-template-columns:64px 1fr;gap:24px;padding:30px 0;border-bottom:1px solid var(--hair);}
.svc-row .idx{font-size:13px;font-weight:600;color:var(--accent);padding-top:6px;}
.svc-row h3{font-size:22px;font-weight:700;text-transform:uppercase;letter-spacing:-0.5px;margin-bottom:8px;}
.svc-row p{font-size:15px;color:#3a3a37;max-width:620px;}

/* ---------- CTA band ---------- */
.band{background:var(--ink);color:#fff;text-align:center;padding:60px 0;}
.band h2{font-size:clamp(26px,4vw,40px);font-weight:800;text-transform:uppercase;letter-spacing:-0.8px;line-height:1.0;margin-bottom:14px;}
.band p{color:#cfccc4;font-size:15px;margin-bottom:24px;}
.band .email{color:var(--accent);font-weight:600;}

/* ---------- Generic page intro ---------- */
.page-head{padding:56px 0 40px;border-bottom:2px solid var(--line);}
.page-head h1{font-size:clamp(34px,6vw,60px);font-weight:800;text-transform:uppercase;letter-spacing:-1.4px;line-height:0.95;}
.page-head .accent{color:var(--accent);}
.page-head p{margin-top:18px;font-size:16px;color:var(--muted);max-width:560px;}

/* ---------- Prose ---------- */
.prose{max-width:680px;}
.prose p{font-size:16px;color:#33332f;margin-bottom:18px;}
.prose h2{font-size:22px;font-weight:700;text-transform:uppercase;letter-spacing:-0.4px;margin:34px 0 12px;}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;}
.contact-grid .field{margin-bottom:18px;}
.contact-grid label{display:block;font-size:11px;text-transform:uppercase;letter-spacing:0.8px;font-weight:600;color:var(--muted);margin-bottom:6px;}
.contact-grid input,.contact-grid textarea{width:100%;font-family:inherit;font-size:15px;padding:11px 12px;border:1px solid var(--line);background:var(--paper);}
.contact-grid textarea{min-height:120px;resize:vertical;}
.contact-grid input:focus,.contact-grid textarea:focus{outline:2px solid var(--accent);outline-offset:-1px;}
.info-row{border-top:1px solid var(--hair);padding:16px 0;}
.info-row .k{font-size:11px;text-transform:uppercase;letter-spacing:0.8px;color:var(--muted);font-weight:600;margin-bottom:3px;}
.info-row .v{font-size:16px;font-weight:500;}
.info-row .v a:hover{color:var(--accent);}

/* ---------- Footer ---------- */
.site-footer{border-top:2px solid var(--line);padding:36px 0;}
.site-footer .wrap{display:flex;justify-content:space-between;align-items:flex-start;gap:24px;flex-wrap:wrap;}
.site-footer .name{font-weight:700;text-transform:uppercase;letter-spacing:-0.3px;font-size:16px;}
.site-footer .tag{font-size:11px;letter-spacing:1px;text-transform:uppercase;color:var(--accent);font-weight:600;margin-top:3px;}
.site-footer .links{display:flex;gap:22px;flex-wrap:wrap;}
.site-footer .links a{font-size:12.5px;text-transform:uppercase;letter-spacing:0.6px;font-weight:500;}
.site-footer .links a:hover{color:var(--accent);}
.site-footer .meta{font-size:12px;color:var(--muted);margin-top:10px;width:100%;}

/* ---------- Responsive ---------- */
@media(max-width:760px){
  .nav{position:absolute;top:64px;left:0;right:0;background:var(--paper);border-bottom:2px solid var(--line);
    flex-direction:column;align-items:stretch;gap:0;padding:8px 0;display:none;}
  .nav.open{display:flex;}
  .nav a{padding:12px 28px;}
  .nav .cta{margin:8px 28px;text-align:center;}
  .menu-toggle{display:block;}
  .hero-foot{grid-template-columns:1fr;}
  .hero-foot .lede{border-right:0;border-bottom:1px solid var(--line);padding:24px 0;}
  .hero-foot .index{padding:24px 0;}
  .steps{grid-template-columns:1fr;}
  .step{border-right:0;border-bottom:1px solid var(--hair);}
  .cards{grid-template-columns:1fr;}
  .contact-grid{grid-template-columns:1fr;gap:32px;}
  .svc-row{grid-template-columns:1fr;gap:6px;}
}


/* ---------- Services scroll (home) ---------- */
.services-scroll{padding:56px 0;}
.ss-grid{display:block;}
.ss-nav{position:sticky;top:88px;align-self:start;}
.ss-nav .section-label{margin-bottom:14px;}
.ss-nav ul{list-style:none;display:flex;flex-direction:column;}
.ss-nav li{border-top:1px solid var(--hair);}
.ss-nav li:last-child{border-bottom:1px solid var(--hair);}
.ss-nav a{display:block;padding:12px 0;font-size:13px;font-weight:500;color:var(--muted);transition:color .15s;}
.ss-nav a:hover{color:var(--ink);}
.ss-nav a.active{color:var(--accent);font-weight:600;}
.ss-sections{border-top:1px solid var(--line);}
.ss-item{padding:54px 0;border-bottom:1px solid var(--hair);scroll-margin-top:84px;}
.ss-item:last-child{border-bottom:0;}
.ss-num{font-size:13px;font-weight:600;color:var(--accent);letter-spacing:1px;margin-bottom:10px;}
.ss-item h2{font-size:clamp(26px,3.4vw,40px);font-weight:700;text-transform:uppercase;letter-spacing:-0.8px;line-height:1.02;margin-bottom:16px;}
.ss-item p{font-size:16px;color:#3a3a37;max-width:620px;margin-bottom:14px;}
.ss-img{width:100%;height:auto;margin:6px 0 24px;border:1px solid var(--line);display:block;}

@media(max-width:760px){
  .ss-grid{grid-template-columns:1fr;gap:22px;}
  .ss-nav{position:static;}
  .ss-nav ul{flex-direction:row;flex-wrap:wrap;gap:0 18px;}
  .ss-nav li{border-top:0;}
  .ss-nav li:last-child{border-bottom:0;}
  .ss-nav a{padding:6px 0;}
  .ss-sections{border-top:0;}
  .ss-item{padding:34px 0;}
}